Credit Hoot

Credit Repair Disclosure Statement


CONSUMER CREDIT FILE RIGHTS UNDER STATE AND FEDERAL LAW

You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any credit repair company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years.

You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee for obtaining said credit report. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.

You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations.

You may cancel this contract without penalty or obligation at any time before midnight of the 3RD working day after the date on which you signed the contract. See the below notice of cancellation form for an explanation of this right.

Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.

You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.

If the credit bureau’s reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.

The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact:

The Public Reference Branch
Federal Trade Commission
Washington, D.C. 20580

 


NOTICE OF CANCELLATION

YOU MAY CANCEL THIS CONTRACT WITHOUT ANY PENALTY OR OBLIGATION, AT ANY TIME PRIOR TO MIDNIGHT OF THE 3RD WORKING DAY AFTER THE DATE THE CONTRACT IS SIGNED. IF YOU CANCEL, ANY ADVANCED PAYMENT MADE BY YOU UNDER THIS CONTRACT WILL BE RETURNED WITHIN 10 WORKING DAYS FOLLOWING RECEIPT BY THE SELLER OF YOUR CANCELLATION NOTICE. TO CANCEL THIS CONTRACT, MAIL OR DELIVER A SIGNED AND DATED COPY OF THIS CANCELLATION NOTICE, OR IN ANY OTHER WRITTEN NOTICE, TO:

Credit Hoot
1320 Richmond Road
Unit # 1072
Williamsburg, VA 23185

or emailed to info@credithoot.com no later than midnight of July 31, 2024.

ACKNOWLEDGEMENT

I acknowledge by canceling this agreement, Credit Hoot will be relieved of any further obligation or responsibility to render services under this Agreement. I further understand if this cancellation request is signed and submitted after midnight of the 3RD working day from the date of when Agreement is signed, any and all work completed prior to the date of this cancellation notice, must be paid to Provider as agreed.

I hereby cancel this agreement.

 

CUSTOMER

Authorized Signature                 Date

 

Print Name

The FTC and State Laws require the Provider to keep this document with your file for a minimum of two (2) years after the Agreement is executed. The FTC regulates credit bureaus and credit repair organizations.

 

 

CUSTOMER  

Leave this empty:

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Signature Certificate
Document name: Credit Repair Disclosure Statement
lock iconUnique Document ID: 28318232a53eccef4fe0a86caae96b9a761feee0
Timestamp Audit
July 5, 2023 11:06 am EDTCredit Repair Disclosure Statement Uploaded by Be Huynh - info@credithoot.com IP 136.158.61.138
July 5, 2023 11:10 am EDTSales Team - sales.team@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 119.94.165.179
July 5, 2023 11:10 am EDTDisclosure Notification - disclosure@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 119.94.165.179
July 6, 2023 4:21 pm EDTSales Team - sales.team@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 119.94.160.75
July 6, 2023 4:21 pm EDTDisclosure Notification - disclosure@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 119.94.160.75
July 6, 2023 4:27 pm EDTSales Team - sales.team@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 119.94.160.75
July 6, 2023 4:27 pm EDTDisclosure Notification - disclosure@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 119.94.160.75
July 6, 2023 4:40 pm EDTSales Team - sales.team@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 119.94.160.75
July 6, 2023 4:40 pm EDTDisclosure Notification - disclosure@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 119.94.160.75
July 13, 2023 11:08 am EDTSales Team - sales.team@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 49.148.244.189
July 13, 2023 11:08 am EDTDisclosure Notification - disclosure@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 49.148.244.189
July 21, 2023 4:14 pm EDTSales Team - sales.team@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 112.210.66.129
July 21, 2023 4:14 pm EDTDisclosure Notification - disclosure@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 112.210.66.129
July 24, 2023 2:14 pm EDTSales Team - sales.team@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 136.158.61.41
July 24, 2023 2:14 pm EDTDisclosure Notification - disclosure@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 136.158.61.41
October 6, 2023 12:25 pm EDTCM Team Consultants - cmteamconsultants@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 119.94.169.90
October 6, 2023 12:25 pm EDTDisclosure Notification - disclosure@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 119.94.169.90
November 1, 2023 1:32 pm EDTCM Team Consultants - cmteamconsultants@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 136.158.61.138
November 1, 2023 1:32 pm EDTDisclosure Notification - disclosure@creditmanager.io added by Be Huynh - info@credithoot.com as a CC'd Recipient Ip: 136.158.61.138
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